TheAMLConsultant.com — Built on Rare Expertise. Driven by Purpose.
TheAMLConsultant.com was founded to fill a gap in the Australian compliance market: truly independent, deeply specialised AML/CTF advisory that combines frontline regulatory intelligence with real-world implementation experience.
We are not a generalist firm with an AML practice. We are AML/CTF specialists — full stop.
Meet the Founder: Indika Gunawardana | CAMS | ICA Dip. AML | ACMA
Financial Crime and Compliance Advisor | Former Senior Regulator | AUSTRAC-Environment Practitioner
Indika Gunawardana brings over 15 years of financial crime and compliance experience across three distinct arenas that few advisors can claim: national regulatory authority, Compliance Officer (MLRO) experience, and independent consultancy. This combination gives TheAMLConsultant.com a perspective that is both rare and genuinely valuable — the ability to see your compliance program through the eyes of a regulator, an operator, and an independent expert simultaneously.
Why We Built TheAMLConsultant.com
The Australian AML/CTF landscape is at an inflection point. The AML/CTF Amendment Act 2024 dramatically expands the universe of regulated entities. AUSTRAC’s enforcement appetite has never been sharper. And the businesses that face the greatest regulatory exposure — fintechs, remittance operators, crypto platforms, finance companies — are often the least well-served by the generalist compliance market.
TheAMLConsultant.com exists to change that.
We bring a perspective that is unique in the Australian advisory market: the deep regulatory instincts of a former senior regulator, the practical credibility of an active AUSTRAC-environment practitioner, the analytical rigour of an internationally qualified AML assessor, and the methodological efficiency of AI-enhanced internal workflows — all delivered with complete independence and genuine professional accountability.
Our clients are not looking for a report that will sit in a drawer. They are looking for defensible, actionable, regulator-aligned outcomes — delivered by someone who has sat on both sides of the table, and who understands what AUSTRAC actually looks for.
That is what we deliver.
Our Operating Principles
Independence above all. Our assessments reflect what we find, not what is convenient to report. Our independence is structural, not aspirational.
Regulator-aligned, not just best-practice adjacent. Everything we produce is designed to withstand regulatory scrutiny — because we know what that scrutiny looks like from the inside.
AI-enabled, human-led. We use advanced AI-driven internal workflows to accelerate regulatory mapping, identify control gaps, and enhance analytical consistency. Every conclusion, opinion, and independent assessment remains human-led and professionally accountable.
Commercially aware. Compliance does not exist in isolation from business. Our solutions are designed to be practical, scalable, and proportionate — not theoretical frameworks that cannot survive contact with operational reality.
Ethical at the core. We tell clients what they need to know, not what they want to hear.
Contact TheAMLConsultant.com
Discuss your AML/CTF requirements confidentially.
📧 info@TheAMLConsultant.com 📞 +61 434 969 412 (Telephone / WhatsApp) 🌐 www.TheAMLConsultant.com
Independent AML/CTF advisory for high-risk financial businesses — AI-enabled. Human-led. Regulator-aligned.