Independent AML/CTF Advisory · Sydney

Built on Rare
Expertise.
Driven by Purpose.

TheAMLConsultant.com was founded to fill a critical gap in the Australian compliance market — truly independent, deeply specialised AML/CTF advisory that combines frontline regulatory intelligence with real-world implementation experience.

15+
Years AML/CTF expertise
3
Jurisdictions served
1K+
Professionals trained
0
Regulatory breaches as MLRO
CAMS Certified CPA Australia ICA Dip. GRC ACMA APG Assessor AI-Enhanced
Our Story

Why We Exist.

Most compliance firms treat AML/CTF as one practice among many. TheAMLConsultant.com was built differently — as a specialist-only practice, where every engagement is led by someone who has spent their entire career in financial crime compliance.

Founded by Indika Gunawardana, a CAMS-certified compliance professional with over 15 years of experience spanning national policy development at the Central Bank of Sri Lanka's Financial Intelligence Unit through to statutory MLRO responsibilities in Australia and New Zealand — the practice exists because that depth of experience matters.

When a Tranche 2 entity is trying to understand what AUSTRAC actually expects — or when a reporting entity faces regulatory engagement — they deserve advice from someone who has sat on both sides of that table.

"We are not a generalist firm with an AML practice. We are AML/CTF specialists — full stop."
Indika Gunawardana · Founder, TheAMLConsultant.com
What We Stand For
Independence — No Conflicts
We don't sell compliance software, refer you to preferred technology vendors, or have commercial relationships that could compromise our advice. Our only obligation is to you and to accurate, regulator-aligned guidance.
Depth Over Breadth
We focus exclusively on AML/CTF. This means we go deeper, stay more current, and bring more relevant experience to every engagement than a generalist firm can.
Practical, Not Theoretical
Every recommendation is grounded in what works in practice — not just what the rulebook says. We have built compliance programs, managed regulatory relationships, and operated as MLRO in live environments.
AI-Enhanced, Human-Accountable
We use AI to increase the speed and precision of our work. Every output is reviewed, validated, and signed off by our CAMS-certified principal advisor. Technology assists — it does not replace professional judgment.
Accessibility
Specialist compliance expertise should not be available only to large institutions. Through our advisory services, tools, and knowledge hub, we make expert-grade AML/CTF capability accessible to businesses of all sizes.
Our Practice

Three Platforms.
One Mission.

Our advisory, product, and knowledge platforms operate across three jurisdictions — all anchored to the same mission of making specialist AML/CTF compliance accessible.

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TheAMLConsultant.com
theamlconsultant.com

The primary advisory and product platform serving Australian reporting entities — Tranche 1 and Tranche 2 — with independent AML/CTF advisory services, compliance tools, and a comprehensive knowledge hub.

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🇦🇺
TheAMLConsultant.com.au
theamlconsultant.com.au

The Australian product platform — home to the TheAMLCo AI-powered Compliance Platform, SanctionCheck sanctions screening tool, and RapidAML instant policy documents for Tranche 2 entities.

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🇱🇰
TheAMLConsultant.lk
theamlconsultant.lk

The Sri Lanka practice — providing AML/CTF advisory, training, and compliance resources to Sri Lankan financial institutions and reporting entities, with a focus on the 2026 APG Mutual Evaluation cycle.

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How We Work

Our Approach.

Every engagement begins with listening. We take the time to understand your business, your risk profile, and your regulatory context before we advise. There are no generic templates — everything is built for you.

View Our Services
1
Understand before advising
We learn your business model, services, client base, and risk environment before recommending any compliance solution.
2
Regulatory mapping
We map your specific obligations under the AML/CTF Act 2006, Rules 2025, and AUSTRAC guidance — no generic checklists.
3
AI-enhanced delivery
We use AI workflows internally to accelerate regulatory analysis and documentation precision — reviewed and validated by our principal advisor.
4
Board-ready outputs
Every deliverable is designed for director and executive audiences — clear, defensible, and ready for regulatory scrutiny.
5
Ongoing relationship
AML/CTF is not a set-and-forget obligation. We offer retainer options to keep your program current as regulations and your business evolve.
The Team

Meet the Principal Advisor.

IG
Indika Gunawardana
Founder & Principal AML/CTF Advisor · TheAMLConsultant.com
Compliance Officer (MLRO) · Global Exchange Group AU/NZ
CAMS ICA Dip. GRC ACMA · CGMA CPA Australia APG Assessor MSc A&F
Full Profile & Experience LinkedIn — indygward Medium — amlguru Contact Indika

Indika's career is defined by a rare combination of experience that most compliance professionals occupy on only one side of: national-level AML/CTF policy development at one of Asia's leading financial intelligence units, and hands-on statutory MLRO responsibilities in a live regulated environment across two countries.

12
Years at Central Bank of Sri Lanka Financial Intelligence Unit
3+
Years as Compliance Officer / MLRO, Global Exchange Group AU/NZ
1K+
Compliance professionals trained across the financial sector
APG
Qualified Country Assessor for Asia/Pacific Group Mutual Evaluations

At the Central Bank of Sri Lanka, Indika drafted national AML/CTF legislation, led supervisory programmes for major financial institutions, served as a qualified APG Mutual Evaluation country assessor, and represented Sri Lanka internationally. This experience in what regulators actually look for is foundational to the advisory practice.

As Compliance Officer and MLRO at Global Exchange Group across Australia and New Zealand, Indika designed and implemented the enterprise AML/CTF framework, managed all regulatory reporting obligations, and maintained zero material regulatory breaches across a complex, multi-jurisdictional operation.

This combination of policy intelligence and operational delivery is what makes TheAMLConsultant.com different — and what clients receive in every engagement.

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Ready to work with
a genuine specialist?

Initial scoping consultations are complimentary. Contact us to discuss your AML/CTF obligations and how we can help — with no obligation.

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