Specialist AML/CTF Advisory · Australia

AML/CTF Compliance,
Done Right.

Independent advisory for Australian reporting entities navigating the Tranche 2 reforms. We build defensible, board-ready compliance frameworks — AI-enhanced, human-led, regulator-aligned.

CAMS Certified ICA Dip. AML ACMA APG Assessor MLRO Experience
Discuss Your Requirements View Services
⚠ Regulatory Deadline — Act Now
Tranche 2 Obligations Are Live

Australian accountants, lawyers, real estate agents and conveyancers are now captured under the AML/CTF Act. Registration, risk assessments and programs are required now.

1 July
2026
Program Compliance Deadline Full AML/CTF program must be in place. Transitional period ends.
Tranche 2 Obligations Guide
NICE Actimize
Platform experience
Oracle FCCM
Financial crime compliance
World-Check
Screening & due diligence
LexisNexis
Risk intelligence
Fully IndependentNo conflicts of interest
Tranche 1 & 2All reporting entity types
AI-Enhanced DeliveryFaster, more precise outcomes
Confidential ConsultationDiscuss requirements privately
Multi-JurisdictionAustralia · New Zealand · Sri Lanka
About

Built on Rare Expertise.
Driven by Purpose.

TheAMLConsultant.com was founded to fill a critical gap in the Australian compliance market: truly independent, deeply specialised AML/CTF advisory that combines frontline regulatory intelligence with real-world implementation experience.

We are not a generalist firm with an AML practice. We are AML/CTF specialists — full stop.

01
Deep Regulatory Intelligence
Hands-on expertise across AUSTRAC obligations, AML/CTF Act 2006, Rules 2025, and 15+ guidance documents — encoded into every engagement.
02
Board-Ready Outputs
Deliverables designed for directors and executives — clear, defensible, and ready for regulator scrutiny.
03
Cross-Jurisdictional Reach
Advisory spanning Australia and Sri Lanka, with APG Mutual Evaluation assessment experience.
IG
Indika Gunawardana
Founder & Principal AML/CTF Advisor
TheAMLConsultant.com
CAMS ICA Dip. AML ACMA CPA Australia APG Assessor MLRO
Platform Experience
NICE Actimize
Oracle FCCM
World-Check
LexisNexis
Meet the Founder
Services

Everything You Need to
Stay Compliant.

From initial program setup through to ongoing advisory and specialist engagements — we help Australian businesses meet their AML/CTF obligations with confidence.

Full Service Details
01
AML/CTF Compliance Program Setup

Get your foundations right from day one. We establish your program, complete your risk assessment, and manage AUSTRAC registration.

  • AUSTRAC registration assistance
  • ML/TF risk assessment
  • AML/CTF program documentation
  • Staff awareness training
  • Independent program review
One-time Engagement · From $2,500 +GST
02
Ongoing Compliance Retainer

Stay audit-ready year-round with dedicated compliance support — advisory, regulatory reporting, and proactive risk management.

  • AML/CTF compliance advice on demand
  • SMR, TTR & IFTI reporting support
  • Audit & regulatory preparation
  • PEP screening & EDD support
  • New product risk assessments
Monthly Retainer · From $500/mo +GST
03
Bespoke Professional Services

Specialist engagements for complex compliance needs — from regulatory investigations to foreign jurisdiction advice and crisis response.

  • Independent AML/CTF evaluation
  • Internal audit & gap assessment
  • AUSTRAC regulatory engagement
  • Crisis management & remediation
  • Foreign jurisdiction AML/CTF advice
Per Engagement · Custom Pricing
Our Methodology

AI-Enhanced.
Human-Accountable.

We utilise advanced AI-driven internal workflows to accelerate regulatory mapping, identify control gaps, and improve documentation precision. All conclusions and independent assessments remain human-led and professionally accountable.

"AI enhances efficiency. It does not replace professional judgment."

Regulatory Mapping
Automated cross-referencing of AUSTRAC obligations against your business model and risk profile.
Control Gap Analysis
Systematic identification of program gaps against AUSTRAC Rules 2025 and current guidance.
Documentation Precision
AI-assisted drafting produces consistent, defensible documentation aligned to AUSTRAC expectations.
Human Accountability
Every output reviewed, validated, and signed off by a CAMS-certified principal advisor.
Tranche 2 Reforms

Are You a
Tranche 2 Entity?

The AML/CTF Amendment Act 2024 expanded Australia's regime to cover Designated Non-Financial Businesses and Professions (DNFBPs). If your business falls into one of these categories, you have obligations now.

⚖️
Lawyers & Law Firms
Legal services with financial or property transactions
📊
Accountants & Bookkeepers
Tax, financial and business advisory services
🏠
Real Estate Agents
Property sales, leasing and management
📋
Conveyancers
Property settlement and transfer services
Compliance Timeline
31 Mar 2026
Passed
AML/CTF Act commenced
Tranche 2 entities captured under the AML/CTF Act. Obligations commence.
31 Mar 2026
Passed
Enrolment opens
Tranche 2 reporting entities can begin AUSTRAC enrolment.
1 July 2026
⚠ Urgent
AML/CTF Obligations commence
Full AML/CTF program must be operational. Transitional period ends.
29 Jul 2026
Deadline
Enrolment & Compliance Officer notification deadline
Final date to complete AUSTRAC enrolment and notify your designated Compliance Officer.
Not sure where to start?
Run a free Tranche 2 Readiness Assessment — get your compliance score and a personalised obligations roadmap instantly.
Check Readiness
Full Tranche 2 Guide
Compliance Tools

Built-for-Purpose
Compliance Technology.

Alongside our advisory practice, we build practical compliance tools that put expert-grade AML/CTF capability directly in your hands.

Free Tool · Tranche 2 Compliance
Tranche2Ready

Know exactly where you stand before 1 July 2026. Enter your business details and instantly get a personalised compliance readiness score (0–100%), a 52-item obligations roadmap showing what to fix in priority order, and a downloadable CO Report — completely free.

✓ Instant readiness score ✓ Auto-fail detection ✓ CO Report download ✓ Evidence upload Free — no account required
Check Your Readiness — Free
Tranche2Ready — Compliance Roadmap showing readiness score and obligation items
AI-Powered Platform
TheAMLCo
Compliance Platform

Stop piecing together compliance from scratch. Our AI-powered platform generates a complete, AUSTRAC-aligned AML/CTF program tailored to your business — in minutes, not months. Built by compliance specialists. Designed for reporting entities who need it done right, fast.

Sanctions Screening
SanctionCheck

Screen individuals and entities against global sanctions lists in seconds. SanctionCheck delivers fast, reliable results against OFAC, UN, DFAT, and other major sanctions regimes — giving your team the confidence to onboard customers and process transactions without compliance blind spots.

Run a Sanctions Check
Instant Document · A$49
RapidAML
Policy Document

Need a compliant AML/CTF policy document today? RapidAML delivers a professionally drafted, AUSTRAC-aligned policy template for just A$49 — available instantly. The most affordable way for Tranche 2 entities to get a solid compliance foundation in place before the deadline.

Get RapidAML — A$49
Insights

Latest
AML/CTF Intelligence.

All Insights
AML/CTF Guide
AML Compliance Australia — Complete Guide 2026

Everything Australian reporting entities need to know about their AML/CTF obligations — from registration to ongoing compliance.

Read Guide
Regulatory Update
AML/CTF Transitional Rules 2026 — Plain Language Guide

A complete plain-language breakdown of the transitional rules for entities navigating the new AML/CTF regime.

Read Article
Enforcement
Your Compliance Software Cannot Save You From AUSTRAC

Why technology is not a substitute for a genuine AML/CTF program — and what AUSTRAC enforcement actions reveal about real compliance failures.

Read Article

Preparing for an AML review?
Responding to regulatory engagement?

Contact TheAMLConsultant.com to discuss your requirements confidentially. We work with reporting entities at all stages — from initial setup to crisis response.

Get in Touch
info@TheAMLConsultant.com
(+61) 434 969 412 · WhatsApp available