Specialist AML/CTF Advisory · Australia

AML/CTF Compliance,
Done Right.

Independent advisory for Australian reporting entities navigating the Tranche 2 reforms. We build defensible, board-ready compliance frameworks — AI-enhanced, human-led, regulator-aligned.

CAMS Certified ICA Dip. AML ACMA APG Assessor MLRO Experience
⚠ Regulatory Deadline — Act Now
Tranche 2 Obligations Are Live

Australian accountants, lawyers, real estate agents and conveyancers are now captured under the AML/CTF Act. Registration, risk assessments and programs are required now.

1 July
2026
Program Compliance Deadline Full AML/CTF program must be in place. Transitional period ends.
Tranche 2 Obligations Guide
NICE Actimize
Platform experience
Oracle FCCM
Financial crime compliance
World-Check
Screening & due diligence
LexisNexis
Risk intelligence
Fully IndependentNo conflicts of interest
Tranche 1 & 2All reporting entity types
AI-Enhanced DeliveryFaster, more precise outcomes
Confidential ConsultationDiscuss requirements privately
Multi-JurisdictionAustralia · New Zealand · Sri Lanka
About

Built on Rare Expertise.
Driven by Purpose.

TheAMLConsultant.com was founded to fill a critical gap in the Australian compliance market: truly independent, deeply specialised AML/CTF advisory that combines frontline regulatory intelligence with real-world implementation experience.

We are not a generalist firm with an AML practice. We are AML/CTF specialists — full stop.

01
Deep Regulatory Intelligence
Hands-on expertise across AUSTRAC obligations, AML/CTF Act 2006, Rules 2025, and 15+ guidance documents — encoded into every engagement.
02
Board-Ready Outputs
Deliverables designed for directors and executives — clear, defensible, and ready for regulator scrutiny.
03
Cross-Jurisdictional Reach
Advisory spanning Australia and Sri Lanka, with APG Mutual Evaluation assessment experience.
IG
Indika Gunawardana
Founder & Principal AML/CTF Advisor
TheAMLConsultant.com
CAMS ICA Dip. AML ACMA CPA Australia APG Assessor MLRO
Platform Experience
NICE Actimize
Oracle FCCM
World-Check
LexisNexis
Meet the Founder
Services

Everything You Need to
Stay Compliant.

From initial program setup through to ongoing advisory and specialist engagements — we help Australian businesses meet their AML/CTF obligations with confidence.

Full Service Details
01
AML/CTF Compliance Program Setup

Get your foundations right from day one. We establish your program, complete your risk assessment, and manage AUSTRAC registration.

  • AUSTRAC registration assistance
  • ML/TF risk assessment
  • AML/CTF program documentation
  • Staff awareness training
  • Independent program review
One-time Engagement · From $2,500 +GST
02
Ongoing Compliance Retainer

Stay audit-ready year-round with dedicated compliance support — advisory, regulatory reporting, and proactive risk management.

  • AML/CTF compliance advice on demand
  • SMR, TTR & IFTI reporting support
  • Audit & regulatory preparation
  • PEP screening & EDD support
  • New product risk assessments
Monthly Retainer · From $500/mo +GST
03
Bespoke Professional Services

Specialist engagements for complex compliance needs — from regulatory investigations to foreign jurisdiction advice and crisis response.

  • Independent AML/CTF evaluation
  • Internal audit & gap assessment
  • AUSTRAC regulatory engagement
  • Crisis management & remediation
  • Foreign jurisdiction AML/CTF advice
Per Engagement · Custom Pricing
Our Methodology

AI-Enhanced.
Human-Accountable.

We utilise advanced AI-driven internal workflows to accelerate regulatory mapping, identify control gaps, and improve documentation precision. All conclusions and independent assessments remain human-led and professionally accountable.

"AI enhances efficiency. It does not replace professional judgment."

Regulatory Mapping
Automated cross-referencing of AUSTRAC obligations against your business model and risk profile.
Control Gap Analysis
Systematic identification of program gaps against AUSTRAC Rules 2025 and current guidance.
Documentation Precision
AI-assisted drafting produces consistent, defensible documentation aligned to AUSTRAC expectations.
Human Accountability
Every output reviewed, validated, and signed off by a CAMS-certified principal advisor.
Tranche 2 Reforms

Are You a
Tranche 2 Entity?

The AML/CTF Amendment Act 2024 expanded Australia's regime to cover Designated Non-Financial Businesses and Professions (DNFBPs). If your business falls into one of these categories, you have obligations now.

⚖️
Lawyers & Law Firms
Legal services with financial or property transactions
📊
Accountants & Bookkeepers
Tax, financial and business advisory services
🏠
Real Estate Agents
Property sales, leasing and management
📋
Conveyancers
Property settlement and transfer services
Compliance Timeline
31 Mar 2026
Passed
AML/CTF Act commenced
Tranche 2 entities captured under the AML/CTF Act. Obligations commence.
31 Mar 2026
Passed
Enrolment opens
Tranche 2 reporting entities can begin AUSTRAC enrolment.
1 July 2026
⚠ Urgent
AML/CTF Obligations commence
Full AML/CTF program must be operational. Transitional period ends.
29 Jul 2026
Deadline
Enrolment & Compliance Officer notification deadline
Final date to complete AUSTRAC enrolment and notify your designated Compliance Officer.
Full Tranche 2 Guide
Compliance Tools

Built-for-Purpose
Compliance Technology.

Alongside our advisory practice, we build practical compliance tools that put expert-grade AML/CTF capability directly in your hands.

AI-Powered Platform
TheAMLCo
Compliance Platform

Stop piecing together compliance from scratch. Our AI-powered platform generates a complete, AUSTRAC-aligned AML/CTF program tailored to your business — in minutes, not months. Built by compliance specialists. Designed for reporting entities who need it done right, fast.

Try the Demo Platform Details →
Sanctions Screening
SanctionCheck

Screen individuals and entities against global sanctions lists in seconds. SanctionCheck delivers fast, reliable results against OFAC, UN, DFAT, and other major sanctions regimes — giving your team the confidence to onboard customers and process transactions without compliance blind spots.

Run a Sanctions Check
Instant Document · A$49
RapidAML
Policy Document

Need a compliant AML/CTF policy document today? RapidAML delivers a professionally drafted, AUSTRAC-aligned policy template for just A$49 — available instantly. The most affordable way for Tranche 2 entities to get a solid compliance foundation in place before the deadline.

Get RapidAML — A$49
Insights

Latest
AML/CTF Intelligence.

All Insights

Preparing for an AML review?
Responding to regulatory engagement?

Contact TheAMLConsultant.com to discuss your requirements confidentially. We work with reporting entities at all stages — from initial setup to crisis response.